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A lot of people are skeptical of cash offers, and honestly, that's fair — the industry has earned some of that reputation. So instead of asking you to just trust the number we give you, here's exactly what goes into it. No secret formula, no lowball-and-negotiate-up games.
1
Recent comparable sales in your neighborhood
We look at what similar homes on similar blocks have actually sold for recently — not asking prices, actual closed sales. This sets the ceiling for what any buyer, cash or traditional, would realistically pay.
2
The property's current condition
Roof, HVAC, plumbing, electrical, foundation, water damage, and general wear all factor in — because unlike a traditional buyer, we're taking the property exactly as it sits and covering all of that ourselves after closing.
3
What it would cost to bring it to market-ready condition
We estimate the real cost of repairs and updates it would take to sell the property the traditional way, and that estimate is factored into the offer — the same repairs you'd otherwise have to pay for out of pocket before listing.
4
Any liens, violations, or title issues
Open tax liens, HPD violations, or title complications (like an unresolved probate) add cost and time to resolve. We factor these in upfront rather than discovering them mid-deal and renegotiating on you — which is a common complaint about less transparent cash buyers.
5
Our carrying costs and margin
We're a local investment company, not a charity — we do need a reasonable margin to make the deal work, the same way any business does. What we don't do is pad that margin by lowballing you on the front end and hoping you don't have other options.
What We Don't Do
We don't send an offer based on an algorithm that's never seen your house. We don't do the "bait and switch" — coming in high to get you off the market, then cutting the number after inspection with a new list of manufactured problems. If our offer changes after we walk the property, it's because we found something real, and we'll show you exactly what and why.
Want a number, not a formula?
Get Your Actual Cash Offer — Free, No Obligation
Call or text Rick directly and we'll walk your property and give you a real number, explained line by line. No pressure to accept.
(212) 602-1515